Savings & CD/IRA

Savings & CD/IRA

 

Shares

Account Type Min Dividend Balances Annual Percentage Rate APY*
Regular Shares (Savings) >$25.00 0.10% 0.11%
Drafts/Checking $1000.00 0.10% 0.10%
Club Savings $25.00 0.20% 0.20%
Money Market $500.00 – $10,000 0.20% 0.20%
  Over $10,000 0.30% 0.30%

All share account dividends are earned on the average daily balance (unless otherwise noted) and are posted and compounded monthly. Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change monthly. Not responsible for typographical errors or omissions.

IRA Traditional Certificates

 

 

 

 

 

 

 

 

$500.00 minimum balance required. Same rates as the certificates

 

IRA Roth Certificates

 

 

Effective May 01, 2019

$500.00 minimum balance required

 

CD / IRA

Account Type Dividend Method Minimum Balance Dividend Rates APY*
3 Month Monthly Paid $500.00 1.25% 1.26%
6 Month Monthly Paid $500.00 2.00% 2.01%
12 Month Monthly Paid $500.00 2.40% 2.42%
18 Month Monthly Paid $500.00 2.60% 2.63%
24 Month Monthly Paid $500.00 2.60% 2.63%
36 Month Monthly Paid $500.00 2.65% 2.68%
48 Month Monthly Paid $500.00 2.80% 2.84%

(Balances greater than $50,000.00 will receive an additional .10%)

(Balances greater than $100,000.00 will receive an additional .20%)

*APY stands for Annual Percentage Yield. All certificate dividends are earned on the actual certificate balance (unless otherwise noted) and are posted and compounded monthly. Penalties exist for early withdrawal. The member has the option to have dividends transferred to Share account or check mailed. If member chooses this option the certificate would be non-compounding.