Savings & CD/IRA

 

Shares

Account Type Min Dividend Balances Annual Percentage Rate APY*
Regular Shares (Savings) >$25.00 0.10% 0.11%
Drafts/Checking $1000.00 0.10% 0.10%
Club Savings $25.00 0.20% 0.20%
Money Market $500.00 – $10,000 0.20% 0.20%
  Over $10,000 0.30% 0.30%

All share account dividends are earned on the average daily balance (unless otherwise noted) and are posted and compounded monthly. All share account rates are Variable Rates (unless otherwise noted). Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change monthly. Not responsible for typographical errors or omissions.

IRA Traditional Certificates

 

 

$500.00 minimum balance required

IRA Roth Certificates

Effective Sept, 01, 2017

$500.00 minimum balance required

CD / IRA

Account Type Dividend Method Minimum Balance Dividend Rates APY*
3 Month Monthly Paid 500.00 0.40% 0.41%
6 Month Monthly Paid 500.00 0.55% 0.56%
12 Month Monthly Paid 500.00 1.20% 1.21%
24 Month Monthly Paid 500.00 1.30% 1.31%
36 Month Monthly Paid 500.00 1.40% 1.41%
48 Month Monthly Paid 500.00 1.65% 1.66%

(Balances greater than $50,000.00 will receive an additional .10%)

(Balances greater than $100,000.00 will receive an additional .20%)

*APY stands for Annual Percentage Yield. All certificate dividends are earned on the actual certificate balance (unless otherwise noted) and are posted and compounded monthly. Penalties exist for early withdrawal. The member has the option to have dividends transferred to Share account or check mailed. If member chooses this option the certificate would be non-compounding.