Savings & CD/IRA
Shares
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|---|---|---|---|
| Account Type | Min Dividend Balances | Annual Percentage Rate | APY* |
| Regular Shares (Savings) | >$25.00 | 0.10% | 0.11% |
| Drafts/Checking | $1000.00 | 0.10% | 0.10% |
| Club Savings | $25.00 | 0.20% | 0.20% |
| Money Market | $500.00 – $10,000 | 0.20% | 0.20% |
| Over $10,000 | 0.30% | 0.30% | |
All share account dividends are earned on the average daily balance (unless otherwise noted) and are posted and compounded monthly. All share account rates are Variable Rates (unless otherwise noted). Certain assumptions apply. See our Truth-In-Savings disclosure concerning dividend calculation methods and restrictions. Rates are subject to change monthly. Not responsible for typographical errors or omissions.
IRA Roth Certificates
Effective March, 01, 2018
$500.00 minimum balance required
CD / IRA
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|---|---|---|---|---|
| Account Type | Dividend Method | Minimum Balance | Dividend Rates | APY* |
| 3 Month | Monthly Paid | 500.00 | 0.40% | 0.41% |
| 6 Month | Monthly Paid | 500.00 | 0.75% | 0.76% |
| 12 Month | Monthly Paid | 500.00 | 1.65% | 1.66% |
| 24 Month | Monthly Paid | 500.00 | 1.85% | 1.86% |
| 36 Month | Monthly Paid | 500.00 | 2.05% | 2.06% |
| 48 Month | Monthly Paid | 500.00 | 2.15% | 2.16% |
(Balances greater than $50,000.00 will receive an additional .10%)
(Balances greater than $100,000.00 will receive an additional .20%)
*APY stands for Annual Percentage Yield. All certificate dividends are earned on the actual certificate balance (unless otherwise noted) and are posted and compounded monthly. Penalties exist for early withdrawal. The member has the option to have dividends transferred to Share account or check mailed. If member chooses this option the certificate would be non-compounding.