Current Lending Rates
MetroWest Community Federal Credit Union is committed to helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products.
Auto Lending Rates
The credit union will only consider a lease buyout application if buying through a dealer.
Auto Loans (up to $100,000)
| Term for Purchases & Refinances | APR* |
|---|---|
| 2026 - 2020 vehicles | as low as 5.25% |
| 2019 - 2017 vehicles | as low as 6.15% |
| 2016 - 2015 vehicles | as low as 8.49% |
| 2014 & older vehicles | as low as 8.75% |
APR=Annual Percentage Rate. Annual Percentage Rates are accurate as of July 1, 2026 and can change at any time without notice. Rate is determined by credit score, term and year of vehicle. Qualifying borrowers can finance up to 115% of value. Rates and terms may change at any time without notice. Credit Union membership required.
RECREATIONAL VEHICLE Loan (UP TO $100,000)
| Terms for Purchases & Refinances | APR* |
|---|---|
| 2026 - 2021 vehicles | as low as 8.50% |
| 2019 & older vehicles | 11.25% |
*Annual Percentage Rates are accurate as of July 1, 2026 and can change at any time without notice. The stated rates include a 0.50% APR AutoPay discount that applies when loan payments are automatically deducted from a Credit Union statement account. Rate is determined by credit score, term and year of vehicle. Maximum loan-to-value is 80%. Rates and terms may change at any time without notice. Credit Union membership required.
(Maximum Term and LTV varies with the amount of loan and age of collateral; see loan department for details)
*APR = Annual Percentage Rate
Personal Loans (up to $15,000)
| Term | APR* |
|---|---|
| Various Terms Available | As Low As 10.50% |
*Annual Percentage Rate is accurate as of July 1, 2026 and can change at any time without notice. The stated rate includes a 0.50% APR AutoPay discount that applies when loan payments are automatically deducted from a Credit Union statement account. Maximum term of 60 months. Rate is determined by credit score. Rates and terms may change at any time without notice. Credit Union membership required.